/* CARVUMI Studio Edition • 2026-11-05
   A restrained, responsive, editorial system layered over existing interactive tools. */
:root{--c10-ink:#161717;--c10-soft:#f5f5f2;--c10-muted:#777a77;--c10-line:#dedfdb}
html{scroll-behavior:smooth}
body{background:#f8f8f6;color:#191a1a}
.site-header.cv-header{background:rgba(249,249,247,.97)!important;border-bottom:1px solid #e8e8e5;backdrop-filter:blur(18px)}
.cv-header .cv-nav{max-width:1300px}
.cv-header .cv-nav-cta,.cv-header .cv-signin,.cv-header .cv-desktop-links a{font-size:12px}
.cv-header .cv-nav-cta{padding:13px 19px;border-radius:4px!important;font-weight:710;letter-spacing:-.01em}
.cv-header .cv-signin{font-weight:650}
.footer.cv-footer{background:#121514!important;color:#e8eae7!important;border:0}
.footer.cv-footer a{color:#d9ddda}
.footer.cv-footer .cv-footer-bottom{color:#c0c6c0}
.footer.cv-footer .cv-footer-links strong{color:#fff}
.cv10-home{overflow-x:hidden;background:#f7f7f4}
.cv10-home .shell{width:min(1300px,calc(100% - 84px))}
.cv10-home .c10-kicker,.cv10-home .c10-eyebrow{font-size:10px;font-weight:790;letter-spacing:.16em;color:#666e69}
.cv10-home .c10-kicker-light{color:#aeb4ae}
.c10-hero{background:#f7f7f4;border-bottom:1px solid #e5e6e1}
.c10-hero-grid{display:grid;grid-template-columns:minmax(0,48%) minmax(0,52%);min-height:660px;align-items:stretch}
.c10-hero-copy{padding:122px 64px 70px 0;display:flex;flex-direction:column;align-items:flex-start;justify-content:center}
.c10-eyebrow{display:flex;align-items:center;gap:10px}
.c10-eyebrow-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:#232a25}
.c10-hero-copy h1{font-size:clamp(52px,5.5vw,87px);line-height:.99;letter-spacing:-.087em;font-weight:760;color:#151615;margin:31px 0 28px;max-width:680px}
.c10-hero-copy h1 em{font-style:normal;color:#777c77;display:inline}
.c10-lead{font-size:17px;line-height:1.75;max-width:455px;color:#626862;letter-spacing:-.01em;margin:0}
.c10-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:34px}
.c10-btn{display:inline-flex;align-items:center;justify-content:center;gap:25px;min-height:53px;padding:13px 23px;font-size:12px;font-weight:730;border-radius:4px;transition:transform .18s ease,background .18s ease,border-color .18s ease;white-space:nowrap;text-decoration:none!important}
.c10-btn span{font-size:16px;font-weight:500}
.c10-btn:hover{transform:translateY(-2px)}
.c10-btn-dark{color:#fff!important;background:#171a18;border:1px solid #171a18}
.c10-btn-dark:hover{background:#373a36}
.c10-btn-ghost{background:transparent;color:#161817;border:1px solid #b9bcb5}
.c10-btn-ghost:hover{border-color:#222}
.c10-promises{margin-top:39px;display:flex;align-items:center;gap:14px;text-transform:uppercase;font-size:9px;font-weight:740;letter-spacing:.1em;color:#929792}
.c10-promises i{display:inline-block;width:3px;height:3px;background:#9fa49f;border-radius:50%}
.c10-hero-visual{position:relative;min-height:660px;overflow:hidden;background:#313535}
.c10-photo{display:block;width:100%;height:100%;object-fit:cover;object-position:54% 52%;position:absolute;inset:0;filter:brightness(.8) saturate(.62) contrast(1.07);transition:transform 900ms ease}
.c10-hero-visual:hover .c10-photo{transform:scale(1.025)}
.c10-visual-scrim{pointer-events:none;position:absolute;inset:0;background:linear-gradient(to bottom,rgba(0,0,0,.03),transparent 36%,rgba(0,0,0,.61) 100%)}
.c10-photo-legend{position:absolute;bottom:61px;left:48px;color:white}
.c10-photo-legend span{font-size:9px;letter-spacing:.18em;font-weight:750;color:#eee}
.c10-photo-legend strong{display:block;margin-top:13px;font-size:clamp(25px,3.1vw,44px);font-weight:740;line-height:1.08;letter-spacing:-.065em}
.c10-photo-credit{position:absolute;right:23px;bottom:17px;color:rgba(255,255,255,.7);font-size:9px;letter-spacing:.015em;text-decoration:underline!important;text-underline-offset:3px}
.c10-quick{background:#fff;padding:79px 0 77px;border-bottom:1px solid #e3e4e0}
.c10-quick-intro{display:grid;grid-template-columns:200px 1fr;gap:30px;margin-bottom:32px;align-items:start}
.c10-quick-intro .c10-kicker{padding-top:15px}
.c10-quick-intro>div{display:flex;justify-content:space-between;gap:32px;align-items:end}
.c10-quick-intro h2{color:#1a1c1b;font-size:clamp(29px,3vw,47px);line-height:1.08;letter-spacing:-.065em;margin:0}
.c10-quick-intro h2 span{color:#858982}
.c10-quick-intro p{max-width:370px;font-size:14px;line-height:1.72;margin:0;color:#70756f}
.c10-calc{border:1px solid #e0e2dd;border-radius:7px;background:#fafaf8;padding:23px 23px 23px 25px;display:grid;grid-template-columns:minmax(0,1fr) 245px;gap:24px;align-items:center;box-shadow:0 13px 30px rgba(20,20,20,.028)}
.c10-calc-fields{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}
.c10-calc-fields label{font-size:10px;font-weight:720;color:#5d625e;letter-spacing:.035em;display:block;position:relative}
.c10-calc-fields input,.c10-calc-fields select{display:block;margin-top:10px;width:100%;height:52px;border:1px solid #d9dcd7;background:#fff;border-radius:3px;color:#151715;padding:12px 14px;font-weight:710;font-size:16px;letter-spacing:-.02em;appearance:auto}
.c10-calc-fields input:focus,.c10-calc-fields select:focus{outline:2px solid #777e76;outline-offset:1px}
.c10-calc-fields label>span{display:none}
.c10-calc-result{border-left:1px solid #dde0da;padding:4px 0 4px 27px;display:flex;flex-direction:column;justify-content:center;min-height:100px}
.c10-calc-result span{display:block;font-size:9px;font-weight:760;letter-spacing:.13em;color:#636a63}
.c10-calc-result strong{display:block;font-size:43px;font-weight:780;color:#131614;letter-spacing:-.07em;line-height:1.17;margin:4px 0 0}
.c10-calc-result small{font-size:10px;color:#798078;display:block;margin-bottom:5px}
.c10-calc-result>a{font-size:11px;font-weight:740;text-decoration:underline!important;text-underline-offset:3px;margin-top:4px}
.c10-calc-result>p{font-size:10px;color:#a83730;margin:4px 0 0}
.c10-micro{color:#979c95;font-size:11px;margin:14px 0 0}.c10-micro a{text-decoration:underline!important}
.c10-section{padding:120px 0 126px}
.c10-approach{display:grid;grid-template-columns:1fr 1.1fr;gap:12%}
.c10-heading h2{font-size:clamp(38px,4vw,57px);letter-spacing:-.075em;margin:22px 0 26px;max-width:525px;line-height:1.05;color:#171a17}
.c10-heading p{font-size:16px;line-height:1.8;max-width:460px;color:#757a73}
.c10-tools{border-top:1px solid #ccd0ca}
.c10-tool{padding:26px 0;border-bottom:1px solid #ccd0ca;display:grid;grid-template-columns:45px 1fr 30px;gap:16px;align-items:start;text-decoration:none!important;transition:padding .2s ease}
.c10-tool:hover{padding-left:8px}
.c10-tool-number{font-size:11px;color:#828780;font-weight:700;padding-top:5px}
.c10-tool h3{font-size:19px;color:#191b19;letter-spacing:-.035em;margin:0 0 7px;font-weight:750}
.c10-tool p{font-size:13px;line-height:1.6;margin:0;color:#7b817b}
.c10-tool-go{font-size:20px;color:#6f736e}
.c10-feature{background:#1b1d1b;color:#fff;padding:110px 0 112px}
.c10-feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:8%;align-items:center}
.c10-feature-story h2{font-size:clamp(42px,4.7vw,70px);letter-spacing:-.075em;line-height:1.06;margin:28px 0 26px;color:white;font-weight:750}
.c10-feature-story h2 em{color:#91988f}
.c10-feature-story>p{font-size:15px;line-height:1.85;max-width:520px;color:#c4c9c3;margin:0}
.c10-feature-cta{display:flex;flex-direction:column;align-items:flex-start;gap:13px;margin-top:30px}
.c10-btn-light{background:#f8f9f6;color:#121412;border:1px solid #f8f9f6}
.c10-feature-cta>span{font-size:10px;color:#a8b0a7}
.c10-report-mock{background:#f8f8f5;border:1px solid #565b54;border-radius:7px;padding:34px 34px 24px;color:#1b1f1b;box-shadow:0 22px 58px rgba(0,0,0,.18)}
.c10-mock-top{display:flex;align-items:center;justify-content:space-between;gap:12px;border-bottom:1px solid #deded9;padding-bottom:22px;font-size:9px;font-weight:760;letter-spacing:.1em}
.c10-mock-top b{font-size:9px;letter-spacing:.03em;background:#eeeae2;padding:7px 9px;border-radius:2px}
.c10-report-mock h3{font-size:36px;letter-spacing:-.07em;line-height:1.11;margin:33px 0 31px;color:#1d1d1b}
.c10-mock-label{font-size:9px;color:#899085;letter-spacing:.17em;font-weight:750;margin-bottom:11px}
.c10-mock-row{padding:16px 0;display:flex;justify-content:space-between;align-items:center;gap:10px;border-bottom:1px solid #e2e2dc}
.c10-mock-row>div{display:flex;align-items:center;gap:13px}
.c10-mock-row strong{font-size:14px;letter-spacing:-.025em}
.c10-mock-row>span{color:#82877f;font-size:10px}
.c10-mock-icon{background:#e8eae5;border-radius:3px;font-size:10px;font-weight:750;width:34px;height:34px;display:grid;place-items:center}
.c10-mock-foot{font-size:10px;color:#90978e;margin-top:25px}
.c10-editorial{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:10%;padding:124px 0}
.c10-editorial-photo{position:relative;min-height:560px;background:#343739;overflow:hidden;border-radius:3px}
.c10-editorial-photo img{position:absolute;width:100%;height:100%;object-fit:cover;object-position:center;filter:saturate(.56) contrast(1.06);transition:transform .6s}
.c10-editorial-photo:hover img{transform:scale(1.022)}
.c10-editorial-photo a{position:absolute;bottom:14px;left:18px;background:#111a;color:#fff;font-size:9px;padding:6px 10px;text-decoration:underline!important}
.c10-editorial-copy h2{font-size:clamp(43px,4vw,62px);letter-spacing:-.075em;margin:22px 0 24px;color:#151817;line-height:1.05}
.c10-editorial-copy>p{font-size:16px;line-height:1.78;color:#707770}
.c10-checks{margin:30px 0 23px;border-top:1px solid #d5d9d2}
.c10-checks>div{border-bottom:1px solid #d5d9d2;padding:17px 0;display:flex;gap:20px;align-items:center;color:#303530;font-size:13px;font-weight:690}
.c10-checks b{font-size:10px;color:#8d948c;min-width:24px}
.c10-text-link{font-size:13px;text-decoration:underline!important;text-underline-offset:5px;font-weight:750}
.c10-honesty{font-size:10px!important;color:#9ba199!important;margin-top:21px}
.c10-trust{background:#e8ebe5;padding:80px 0}
.c10-trust-grid{display:grid;grid-template-columns:1fr 1fr;gap:10%}
.c10-trust h2{font-size:clamp(37px,3.9vw,56px);letter-spacing:-.07em;color:#1d221c;line-height:1.09;margin:20px 0 0}
.c10-trust p{color:#5e675b;font-size:15px;line-height:1.82;margin:18px 0 25px}
.c10-trust a{font-size:13px;font-weight:740;text-decoration:underline!important;text-underline-offset:4px}
.c10-final{text-align:center;display:flex;flex-direction:column;align-items:center;padding:128px 0 143px}
.c10-final h2{font-size:clamp(44px,5vw,75px);max-width:790px;letter-spacing:-.08em;color:#151817;line-height:1.06;margin:22px 0}
.c10-final>p{font-size:16px;max-width:595px;line-height:1.7;color:#727870;margin:0}
.c10-actions-center{justify-content:center}
/* Editorial legal and methodology pages */
.c10-legal{padding:72px 0 120px;max-width:1020px}
.c10-legal-head{max-width:840px;border-bottom:1px solid #dfe1dc;padding:0 0 35px;margin:0 0 38px}
.c10-legal-head h1{font-size:clamp(48px,5vw,72px);letter-spacing:-.08em;margin:15px 0}
.c10-legal-head p{font-size:15px;line-height:1.7;color:#6a7169}
.c10-legal-meta{font-size:11px!important;color:#8b9089!important}
.c10-legal-layout{display:grid;grid-template-columns:220px minmax(0,1fr);gap:65px;align-items:start}
.c10-legal-side{position:sticky;top:35px;border-top:2px solid #222;padding-top:15px}
.c10-legal-side a{display:block;padding:9px 0;color:#737a72;font-size:12px;text-decoration:none!important}
.c10-legal-side a:hover{color:#111}
.c10-legal-body section{padding:0 0 29px;margin:0 0 28px;border-bottom:1px solid #e0e2dc;scroll-margin-top:30px}
.c10-legal-body h2{font-size:24px;letter-spacing:-.04em;color:#1a1d1a;margin:0 0 15px}
.c10-legal-body p,.c10-legal-body li{font-size:14px;color:#565c56;line-height:1.84}
.c10-legal-body ul{padding-left:22px}.c10-legal-body li{margin:7px 0}
.c10-legal-body a{text-decoration:underline;text-underline-offset:3px}
.c10-legal-notice{border:1px solid #c8cdc5;background:#f0f2ed;padding:18px 20px;border-radius:4px;font-size:13px;line-height:1.65;color:#444e43;margin:22px 0}
.c10-contact-card{border:1px solid #d9dcd5;padding:30px;border-radius:5px;background:#fff}
.c10-contact-card a{font-weight:750}
.c10-account-bar{padding:22px 26px;border:1px solid #e2e4de;background:white;border-radius:4px;margin-top:24px;color:#616860;font-size:12px}
.c10-account-bar strong{color:#212820}
@media(max-width:1100px){.c10-hero-grid{min-height:590px}.c10-hero-visual{min-height:590px}.c10-hero-copy{padding:90px 34px 70px 0}.c10-hero-copy h1{font-size:clamp(51px,5.2vw,76px)}.c10-quick-intro{grid-template-columns:1fr}.c10-quick-intro .c10-kicker{padding:0}.c10-quick-intro>div{align-items:start}.c10-approach{gap:6%}.c10-feature-grid{gap:5%}}
@media(max-width:820px){.cv10-home .shell{width:calc(100% - 40px)}.c10-hero-grid{grid-template-columns:1fr;min-height:0}.c10-hero-copy{padding:74px 0 64px}.c10-hero-visual{min-height:490px;margin:0 -20px}.c10-hero-copy h1{font-size:clamp(53px,9vw,79px);margin:26px 0}.c10-calc{grid-template-columns:1fr}.c10-calc-result{border-left:none;border-top:1px solid #dfe2db;padding:18px 0 0;min-height:0}.c10-approach,.c10-feature-grid,.c10-editorial,.c10-trust-grid{grid-template-columns:1fr;gap:50px}.c10-section{padding:92px 0}.c10-feature{padding:80px 0}.c10-editorial{padding:85px 0}.c10-editorial-photo{min-height:430px}.c10-feature-story h2{font-size:55px}.c10-legal-layout{grid-template-columns:1fr;gap:14px}.c10-legal-side{position:static;display:flex;gap:18px;flex-wrap:wrap;top:auto}.c10-legal-side a{padding:4px 0}}
@media(max-width:540px){.cv10-home .shell{width:calc(100% - 32px)}.c10-hero-copy{padding:58px 0 49px}.c10-hero-copy h1{font-size:clamp(46px,11.1vw,67px);letter-spacing:-.085em}.c10-hero-copy h1 br{display:none}.c10-lead{font-size:15px}.c10-actions{margin-top:25px}.c10-btn{min-height:49px;padding:12px 15px;font-size:11px;gap:10px}.c10-promises{margin-top:29px;gap:9px;font-size:8px}.c10-hero-visual{min-height:335px;max-height:380px;margin:0 -16px}.c10-photo-legend{bottom:46px;left:20px}.c10-photo-legend strong{font-size:28px}.c10-photo-credit{font-size:8px;right:12px;bottom:11px}.c10-quick{padding:52px 0}.c10-quick-intro h2{font-size:35px}.c10-quick-intro>div{flex-direction:column;gap:14px}.c10-calc{padding:16px}.c10-calc-fields{grid-template-columns:1fr 1fr;gap:12px}.c10-calc-fields input,.c10-calc-fields select{height:48px;padding:9px;font-size:14px}.c10-calc-result strong{font-size:44px}.c10-section{padding:68px 0}.c10-heading h2,.c10-editorial-copy h2,.c10-feature-story h2,.c10-trust h2{font-size:clamp(38px,10vw,50px)}.c10-feature{padding:73px 0}.c10-report-mock{padding:22px 17px}.c10-report-mock h3{font-size:28px}.c10-mock-top{font-size:7px}.c10-mock-row{gap:5px}.c10-mock-row strong{font-size:12px}.c10-mock-row>span{font-size:9px}.c10-editorial{padding:68px 0}.c10-editorial-photo{min-height:340px}.c10-trust{padding:66px 0}.c10-final{padding:94px 0 110px}.c10-final h2{font-size:45px}.c10-legal{padding:46px 0 90px}.c10-legal-head h1{font-size:50px}.c10-legal-side{gap:10px 19px}}
@media(prefers-reduced-motion:reduce){.c10-btn,.c10-photo,.c10-tool,.c10-editorial-photo img{transition:none}}
@media print{.site-header.cv-header,.footer.cv-footer,.c10-legal-side{display:none!important}.c10-legal{padding:0!important}}

/* Branded account and interior surfaces */
.cv7-app .dq5-subpage .dq5-pagehead h1{letter-spacing:-.075em;color:#1c201c}
.cv7-app .dq5-subpage .dq5-pagehead p{max-width:610px;font-size:15px;line-height:1.72}
.cv7-app .dq5-surface,.cv7-app .dq5-why-account,.cv7-app .dq5-setup-note{border-radius:5px!important}
.cv7-app .dq5-account-layout{gap:28px}
.cv7-app .dq5-auth-box h2{letter-spacing:-.055em}
.cv7-app .dq5-provider-buttons button{border-radius:4px!important}
.cv7-app .dq5-account-layout input{border-radius:4px}
.cv7-app .dq5-why-row{border-bottom:1px solid #e1e5df}