FREE
Basic
$0
Always free- Payment calculator
- Save a vehicle locally
- Compare two offers
- Buying checklist
CARVUMI / THE CAR-BUYING COMPANION
Buy, finance,
and trade with clarity.
Understand what your car costs today—and what your next one will really cost tomorrow. No pressure. Just better information.
NO CREDIT CHECK·NO SSN·START FOR FREE
YOUR NEXT MOVE.ON YOUR TERMS.
ONE PLACE FOR THE WHOLE JOURNEY
More than the
monthly payment.
Buying a car should feel exciting, not confusing. Carvumi helps you compare the complete picture—before the dealership, during negotiations, and after you drive home.
Compare offers
See what two financing options really cost.
↗Make your next move
Compare keeping and trading beyond the payment.
↗Review a quote
Spot fees and questions worth asking.
↗Know your costs
Track more than just the car payment.
↗NEW IN CARVUMI / DECISION REPORT
The payment is one number.
The decision is bigger.
Put your current car, a replacement car, financing, ownership costs and estimated depreciation into one comparison. Know the assumptions. See what changes.
Explore Decision Report01 / YOUR CURRENT CARWhat are you giving up?
Your car's market estimate, payoff and continuing costs.
02 / YOUR NEXT CARWhat are you taking on?Price, trade equity, new financing and running costs.
03 / A CLEARER VIEWKeep, trade or sell.Compare modeled cost—not just monthly payments.
Based entirely on your inputs. No live valuations.OWNERSHIP, SIMPLIFIED
Know where you stand. Not just where you're headed.
Bring your car, your loan, and your day-to-day expenses together. See what ownership actually costs and explore what could change with a different payment plan.
See your dashboard ↗Vehicle values are user-entered estimates unless a verified data provider is connected.
YOUR VEHICLE. YOUR NUMBERS.
A garage that does more.
Saved vehicles, ownership budgets, payoff planning and decisions worth keeping.
CARVUMI MEMBERSHIPS
A plan for where
you are in the journey.
Start free. Explore optional ownership tools or a short-term buying pass when you need more.
DAY-TO-DAY OWNERSHIP
Plus
$4.99/mo
Planned membership- Full ownership-cost tracking
- Loan payoff planning
- Insurance quote organizer
- Saved vehicle goals
PLANNING YOUR NEXT MOVE
Premium
$9.99/mo
Planned membership- Everything in Plus
- Advanced equity scenarios
- Dealer quote review
- Trade-now vs. wait planner
ACTIVELY SHOPPING
Deal Pro
$19.99
Planned 30-day pass- Everything in Premium
- Multi-offer deal review
- Shareable buyer reports
- Buying decision toolkit
Pricing shown is proposed. Membership billing isn't active yet. Live vehicle valuations, insurer rates, and automatic alerts require separate integrations and will not be represented as available until verified.
SIMPLE BY DESIGN
Your next move starts with an email, not a credit application.
Use the calculators immediately. An optional account can save your garage and comparisons across devices once cloud sign-in is activated.
✓ No SSN to create an account✓ No credit check to use tools✓ Guest access available
Your Carvumi, in one place.
Create an account with a secure email sign-in link. Apple and Google options become available after account setup is connected.
Account optionsBUILT FOR THE DECISION, NOT THE SALE.
A little more clarity.
A much better next move.
Start with your numbers ↗Carvumi provides independent estimates and planning tools. It is not a dealership, lender, insurer, vehicle appraisal service, or financial adviser. No values shown are guaranteed offers. Vehicle imagery is illustrative.