MEMBERSHIPS / CARVUMI
More confidence.
On your terms.
Choose the tools that fit where you are—from daily ownership to the final dealership conversation.
Memberships remain proposed; subscription billing and automatic plan upgrades are not active. A separate Decision Report can be purchased for $9.99 once Stripe checkout is configured and deployed. Other tools remain in their current free beta.
FEATURES AT A GLANCE
What's ready, and what's being built.
| Feature | Availability | Planned access |
|---|---|---|
| Payment and financing calculations | Available | Free |
| Garage and car photo uploads | Available | Free |
| Manual ownership cost tracking | Available | Plus |
| Loan payoff and extra-payment planner | Available | Plus |
| Insurance quote organizer | Available · enter your own quotes | Plus |
| Trade and equity scenario planning | Available · user-entered values | Premium |
| Dealer quote math and fee checks | Available · review fields manually | Premium |
| Saved side-by-side offers and share links | Available | Deal Pro |
| Automated market-backed equity updates | Not connected | Premium · future |
| Live insurer quote comparisons | Not connected | Plus · future |
| Advanced PDF / AI deal extraction | Not activated | Deal Pro · future |
| Automatic email / push alerts | Not connected | Premium · future |
COMMON QUESTIONS
Clear pricing. No surprises.
Do I need a subscription to use Carvumi?
No. Basic calculators and many vehicle planning tools remain free. The detailed Decision Report has a separate proposed $9.99 one-time purchase. Membership subscriptions are not enabled.
Is the $19.99 pass a monthly subscription?
No. The proposed Deal Pro product is a single 30-day pass, not a recurring monthly charge.
Does Carvumi pull my credit report or banking information?
No. The site does not request SSNs, bank passwords or credit reports to create an account or use planning tools.
Are the equity values real-time?
Not yet. Values you enter are estimates, and live market-backed updates will not be offered until a reliable data provider is connected.